She also told me to cancel the loan file so I could get my money back with 8.5% rate of interest. Anu () gave me a call and said that sheĬould not get the reason of rejection. ANU() and told her about the file rejection call but she told me that she would check my file status andĬall me later because she also didn’t know the reason of file rejection. On that she replied that if I don’t want to reprocess the loan file, then I can cancel my loan file and after 45 days of cancellation, I would get my amount of Rs.50, 000/- along with an interest of 8.5 % which I deposited in HDFC life policy as loan security. She didn't tell me the reason of file rejection and said she will reprocess my loan file but it would take another 90 days to process. Then on 27/4/14 I got call from HDFC bank loan department saying that my loan file has been rejected so I would not get loan. ANU() to get the updates but she didn’t receive my calls. After many calling attempts she received my call and told me that instead of loan paper I'll directly get loan amount in my bank account as loan paper would take time and then she again gave me many dates for loan amount. But I didn’t get any loan papers so I kept calling her to know the status of my loan application. Then after some time she started avoiding my calls. ANU () and every time she told me that my loan application is in process and I would get the loan papers as soon as possible. I got the policy papers but I didn't get any loan paper. 16753415, date of issue ) within 7 to 10 days at my registered Address, and then after some days I would get loan paper within 10 to15 days. 50, 000 /-from your bank account, I would get policy paper(Policy No. ANU() told me that after deduction of the amount of Rs. I accepted the offer given by her and follow the process told by her. She told me not to discuss about the loan offer with the bank agent otherwise he would charge commission.

50, 000/- in favor of HDFC Life along with my PAN card Xerox to the HDFC executive/ agent. 50, 000/- as loan security(Guarantee) and later that amount will be adjusted for first five EMIs of loan and then that policy would be closed / cancelled automatically. She further stated that to avail this loan offer, I need to buy an HDFC life policy of Rs. 3, 00, 000/- on 8.5%rate of interest and that also without any income proof. She told me that as being a bank customer having good transaction record, I was eligible for a personal loan of Rs. Anu Mishra from mobile She said that she was calling from HDFC bank regarding the personal loan, offered by the bank for the customers having good banking transactions. I would like to inform you that I am Ketan Jaywant Ovhal.and my policy number is 16753415, I want to say that your executive totally cheat and fraud to me.

Hdfc bank employee salary slip